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Business Funding & How We Can Help

February 4, 2020 Businesa Funding

Finding funding for your business can be tough, but it doesn't need to be. You just need to speak to the right people.

At KJG we have partnered up with some of the UK’s best funders to enable us to provide you with access to a huge number of providers offering a variety of products meaning we will find the most suitable solution for your business.

Some of the business funding options we access include:

Asset finance

If you are looking to invest in new equipment for your business but don’t have the capital, asset finance could be a cost effective way to fund purchases and spread the cost of equipment over its economic life. We have lenders specialising in hire purchase, leasing and refinancing.

Invoice finance

Invoice finance allows you to use business invoices to get paid up to 95% of their outstanding amount upfront.  Payment can be quick with Invoice finance payments can be quick, usually within 24 hours after approval of the facility.

Merchant cash advance

A merchant cash advance again gives fast access to capital and is an established alternative to a traditional bank loan. Your credit card transactions are used to secure business funding – you then pay back a small percentage when your customers pay with a credit or debit card.

Trade finance

Trade finance uses your purchase orders to gain funding.  Lenders will fund your suppliers upfront based on confirmed orders and finished goods.  Funding can be released in a few days once approved for the facility has been granted.

Working capital

Working capital finance is best used for everyday business costs including salary payments.  Working capital loans are an easy and hassle-free way to secure business funding.  Once approved, funding can be received in just a few days.

Property finance

Property finance has become the staple form of funding for almost every commercial redevelopment or property purchase.  Finance options include rapid bridging loans, development and commercial finance.

Term loans

This form of debt involved an agreed repayment profile over a number of years where the debt is not directly linked to an asset class in the business.

Venture capital/private equity

Equity investment is generally a much bigger step for business owners as it involved giving others a stake in the business.  It is worthwhile where the growth plans require and support it.

Speak to an expert

As always our recommendation is to seek expert advice.  Here at KJG our corporate finance partner, Steven Lindsay, has over 20 years experience guiding businesses their their funding options.  Contact him on 0161 832 6221 or email stevenlindsay@kjgllp.com.